Insurance For Transportation Contractors

We make it easy for commercial truck drivers to take advantage of the subsidized insurance options introduced with the Affordable Care Act, and answer the more difficult questions regarding the changes.

Call us today at 1-800-459-0962 for an assisted enrollment, where we will you walk you through the process in as little as 10 minutes, or select from these self-enrollment options below:

Health insurance plans that makes the cost of things like doctor visits, prescriptions and tests cheaper.

Weekly insurance plans that help make the cost of dental cleanings & procedures cheaper.

Insurance plans that pay you right away when you need help paying your living expenses if you can't work.

Life, critical illness, and accident insurance also available from PayPlans & Benefits. Call 1-800-459-0962 for more information.

Also, take a look at our latest infographic (5 Things You Should Know About Affordable Health Insurance) and get informed about how enrolling can significantly reduce your health care expenditures.

Interested in how the affordable care act can help truck drivers specifically? Listen to this radio interview with PP&B's Trey Walker on Ask The Trucker radio:

As well as on Road Tested Living   Click Here to Play

and Voices on the Road:

Discounted Private Health Insurance

We advise and help you navigate the Federal Health Insurance Marketplace free of charge, in order to get you private health insurance plans at heavily reduced costs, due to the federal subsidies that are now available. It’s as easy as giving us a call, and having us do the application with you over the phone in as little as 10 minutes.

The Affordable Care Act requires Americans to be covered with health insurance in order to avoid a tax penalty. Learn more about how the health care law will affect you in 2015. PayPlans & Benefits can assist you with the following questions, and many more:

  • Will you qualify for the available subsidies that can make premiums more affordable?
  • What are the fines for not being covered?
  • Will pre-existing medical conditions be covered?
  • How do you enroll?

Life Insurance Through Colonial Life

We'll create a custom plan catered to your needs, and compare the offers.

Critical Illness Insurance from Colonial Life

Critical Illness Insurance plans that complement major medical coverage by helping employees pay the direct and indirect costs associated with a specified critical illness. You can select from several levels and plan options to help meet your needs.

Accident Insurance from Colonial Life

Guaranteed renewable accident insurance provides lump-sum indemnity benefits for accidents. Members have a choice of family coverage or stand-alone coverage for themselves, their spouse or dependent children.

Short Term Disability Insurance from Colonial Life

An individual custom fit income protection plan that replaces your income if you become unable to work due to a covered illness or injury. For most people, and illness or injury that requires stopping work to recover from means not only difficulty paying their regular expenses but also increased out-of-pocket medical costs. With Colonial Life’s personal disability insurance options, you can provide financial security needed for you and your family in the event you have to leave work to recover from a covered illness or injury.

Dental & Vision Insurance

By having us in your corner you can get better Dental plan rates than you otherwise could going to the insurance company as an individual. Our plans also cover you for in or out of network visits, so you can be assured that whichever Dentist you choose to visit, you'll be covered. If you wear glasses or go to the eye doctor, just the savings from one new pair of glasses or lenses, or a trip to the optometrist would most likely cover the cost of your plan for the year.


Important: Correctly Calculating Your Adjusted Gross Income

Correctly calculating your Adjusted Gross Income (AGI) can make a big difference when applying for subsidized health insurance.

Example: Two 40 year old adults with two children and a MAGI (modified adjusted gross income) of $50,000 will receive a subsidy to pay for 71% of the cost on their major medical insurance premiums.

Affiliate Programs: