For Individuals & Families
Personal Insurance for Individuals and Families
We make it easy for individuals and families to take advantage of the subsidized insurance options introduced with the Affordable Care Act, answering the more difficult questions regarding the changes and creating custom tailored insurance plans to best fit the needs of you and your family.
PP&B can quickly and easily set you up with the following programs:
Discounted Private Health Insurance
We advise and help you navigate the Federal Health Insurance Marketplace free of charge, in order to get you private health insurance plans at heavily reduced costs, due to the federal subsidies that are now available. It’s as easy as giving us a call, and having us do the application with you over the phone in as little as 10 minutes.
The Affordable Care Act requires Americans to be covered with health insurance in order to avoid a tax penalty. Learn more about how the health care law will affect you in 2015. PayPlans & Benefits can assist you with the following questions, and many more:
Will you qualify for the available subsidies that can make premiums more affordable?
What are the fines for not being covered?
Will pre-existing medical conditions be covered?
How do you enroll?
Life Insurance Through All Major Companies
We'll create a custom plan catered to your needs, and compare the offers from every major insurance company in the country in order to get you the best rate.
Critical Illness Insurance
Critical Illness Insurance plans that complement major medical coverage by helping employees pay the direct and indirect costs associated with a specified critical illness. You can select from several levels and plan options to help meet your needs.
Guaranteed renewable accident insurance provides lump-sum indemnity benefits for accidents. Members have a choice of family coverage or stand-alone coverage for themselves, their spouse or dependent children.
Income Protection Insurance
An individual custom fit income protection plan that replaces your income if you become unable to work due to an illness or injury. For most people, and illness or injury that requires taking stopping work to recover from means not only difficulty paying their regular expenses but also increased out-of-pocket medical costs. With Colonial Life’s personal disability insurance options, you can provide financial security needed for you and your family in the event you have to leave work to recover from an illness or injury.
Dental & Vision Insurance
We're able to leverage our size to get Dental Insurance Companies compete to offer you the best Dental plans and rates available. By having us in your corner you can get better Dental plan rates than you otherwise could going to the insurance company as an individual. Our plans also cover you for in or out of network visits, so you can be assured that whichever Dentist you choose to visit, you'll be covered.
If you wear glasses or go to the eye doctor, just the savings from one new pair of glasses or lenses, or a trip to the optometrist would most likely cover the cost of your plan for the year. Our program essentially functions as a discount program for glasses, lenses, contacts and eye exams.